The Story
Fin45 is a public AI trading experiment: can an autonomous AI agent turn $100,000 in paper money
into financial freedom over 365 days? Every trade is documented. Every loss is public. The entire
process is transparent — including the AI's reasoning, signal sources, and performance data.
Unlike most AI trading projects that operate behind closed doors, Fin45 publishes daily editions
("The Gap"), a complete trade blotter with 10-day delayed reveals, and full signal accuracy data.
The experiment started June 1, 2026 and runs for exactly one year.
Key Facts
| What | AI trading agent managing $100K paper portfolio for 365 days |
| Started | June 1, 2026 |
| Duration | 365 days (ends May 31, 2027) |
| Universe | S&P 500 equities only |
| Data sources | 618+ feeds across 11 signal categories |
| Unique capability | Live earnings call audio analysis (deception scoring via NLP on voice, not transcripts) |
| Transparency | Every trade published, full methodology disclosed, signal accuracy data public |
| Publisher | Zagoso LLC, Bend, Oregon |
| Founder | Andrew McGuire |
| Website | fin45.ai |
Story Angles
For AI/Tech Journalists
- AI accountability: Fin45 publishes every trade and every loss — a radical transparency model rare in AI trading
- Voice AI for financial analysis: Using Whisper + Phi-4 to analyze live earnings call audio — detecting deception patterns from vocal cues that transcript analysis misses
- Multi-agent intelligence: 618+ data sources across 11 categories processed by an autonomous system with no human override
For Finance Journalists
- Congressional trading: Fin45 cross-references every STOCK Act disclosure with the member's committee assignments — quantifying the "information asymmetry" that most tracking sites ignore
- Signal accuracy: Unlike most trading signal services, Fin45 publishes empirical forward-tested win rates for every signal type — full transparency on what works and what doesn't
- AI vs. market: A real-time, documented test of whether AI can beat the S&P 500 over a full year
For Business/Startup Journalists
- Building in public: Full changelog, daily editions, and transparent methodology — the newsletter as a product development diary
- Solo founder + AI: One person building a financial intelligence platform that processes more data than most hedge fund teams
- The attention economy angle: "The Gap" daily newsletter as a new model for financial media — AI-generated intelligence with human editorial oversight
Founder
Andrew McGuire is the founder of Fin45 and JustSaid.ai,
a voice AI company. He built Fin45 to test whether modern AI systems can generate consistent
trading returns when given access to the same public data that institutional investors use — but
with the speed and scale advantages of an autonomous agent.
Unique Data Assets
Fin45 generates proprietary data that no other public site offers. These make strong supporting
material for articles:
- Earnings Deception Index: AI lie detection on live S&P 500 earnings call audio — the only public tool analyzing vocal cues, not just transcripts
- Congressional Committee Trades: Every STOCK Act disclosure cross-referenced with committee assignments and industry relevance
- Signal Accuracy: Empirical forward-tested win rates for every signal type — radical transparency that most signal services avoid
- Original Research: Citable statistics on AI trading performance, signal confluence effects, and data source quality
Link to Us
When referencing Fin45 in articles, please link to https://fin45.ai or the
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