Metric UNH CI
Company UNITEDHEALTH GROUP INC Cigna Group
Sector Healthcare Healthcare
Industry (SIC) Hospital & Medical Service Plans Hospital & Medical Service Plans
Insider Activity elevated elevated
Recent Form 4 Filings 11 11
Recent 8-K Filings 2 3
Filing Frequency moderate moderate
Signals Tracked 20 20
Times Traded 0 0
Total P&L $0 $0
Dark Pool Activity monitoring monitoring
Incorporated DE DE

Signal Comparison Analysis

Fin45's AI agent monitors both UNH and CI across all 11 signal categories. Both operate in the Healthcare sector, meaning they share sector-level signals (rotation, correlation) but have independent company-level signals (insider activity, filings, options flow).

Insider Activity Comparison

UNH shows elevated insider activity (11 recent Form 4 filings) compared to CI's elevated level (11 recent Form 4s). Both show similar levels of insider transaction activity.

Material Events

UNH has 2 recent 8-K filings (material events) vs CI's 3. 8-K filings signal corporate events that could affect signal scoring: executive changes, material agreements, acquisitions, or regulatory actions.

Sector Correlation Risk

Because both UNH and CI are in the Healthcare sector, Fin45's 40% sector cap limits combined exposure. The AI agent accounts for correlation between same-sector holdings when sizing positions — holding both simultaneously would require each to be sized smaller.

How the Agent Decides Between Them

When both UNH and CI show high-conviction signals simultaneously, the agent evaluates:

Individual Company Intelligence

UNH
20 signals elevated insider activity
CI
20 signals elevated insider activity